⚡ ether.fi Cash Card

Spend Your Crypto
Anywhere Visa is Accepted

The crypto card that actually works like a real bank card. 3% ETH cashback on every purchase, no credit check, Apple Pay & Google Pay ready. Load your card with 20+ cryptocurrencies — USDT, ETH, BTC, SOL, USDC, and more. No need to hold ETH to get started.

Get Your Cash Card →
No credit check · Takes minutes to set up · Physical + virtual cards
ether.fi Cash Card — 3% ETH Cashback Visa
3%
ETH Back
ether.fi Physical and Virtual Cards
Physical card + instant virtual card included
Real Transaction · May 30 2026 · On-chain

I Just Booked a Flight to Toronto.
And the ether.fi Card Paid Me $7 to Use It.

A $561.92 CAD flight, paid in EURC from my ether.fi balance. Here's the side-by-side breakdown vs paying with a regular Canadian Visa. The numbers are public on-chain. You can verify every penny.

Scenario A — Regular Canadian Visa Card
💳 What it would've cost
Flight price$561.92 CAD
Visa FX conversion fee (2.5%)+$14.05 CAD
Bank FX spread (0.5%)+$2.81 CAD
Cashback (typical 1%)−$5.62 CAD
NET COST~$573.16 CAD
Scenario B — ether.fi Cash Card (what I actually paid)
⚡ What it actually cost
Flight price (merchant)$561.92 CAD
EUR → USD spread+$1.41 CAD (0.25%)
USD → CAD rate1.3631 (spot)
Cashback in WETH−$6.92 CAD
NET COST~$555.00 CAD
⚡ ETH cashback received 0.003429 WETH
$18.16 CAD saved
vs paying the same flight on a regular Canadian Visa
Plus 0.003429 WETH cashback that could appreciate further
The full on-chain flow · Optimism network · gas cost: $0.01
Step 1
353.52 EURC
debited from ether.fi balance
→
Step 2
$412.21 USD
settled to merchant
→
Step 3
$561.92 CAD
card charged
→
CASHBACK
+$6.92
paid in WETH
🔍 Verify on Optimism Etherscan →
Get Your ether.fi Card → Beat the Visa Spread
3%
ETH Cashback
10%
Max APY
65%
Hotel Discounts
5%
Travel Cashback
$0
Credit Check
Why the Cash Card?
Everything you'd expect from a premium card — but powered by crypto.
Best Perk
💰
3% Cashback in ETH
Every purchase earns you real ETH, automatically deposited to your wallet. Stack ETH while you spend.
🟢 3% on every transaction
✅
No Credit Check Required
No hard inquiry, no credit score impact. Anyone can get the card — all you need is crypto.
🟢 Instant approval
📱
Apple Pay & Google Pay Ready
Add your virtual card instantly to Apple Wallet or Google Pay. Start spending in seconds, before your physical card arrives.
🟢 Works from day one
💳
Physical + Virtual Cards
Get a physical card mailed to you and a virtual card for online shopping — both linked to the same account.
🟢 Dual card access
🏢
ATM Withdrawals Worldwide
Pull cash from ATMs anywhere in the world. Convert your crypto to local currency on demand, wherever you are.
🟢 Global ATM access
🔒
Works Anywhere Visa Is Accepted
80+ million merchants worldwide. If they take Visa, they take your crypto — no special setup, no friction.
🟢 80M+ merchants
More Than Just a Card
ether.fi is a full banking alternative for the crypto era. Here's what else you get.
🏭

Bank Transfers

Send and receive money via wire transfer in USD, EUR, and BRL. Bridges the gap between crypto and traditional banking.

USD / EUR / BRL
🏢

Luxury Hotel Discounts

Exclusive access to hotel discounts at thousands of premium properties worldwide. Travel better, spend less.

Up to 65% off
✈️

Travel Cashback

Earn extra cashback on all travel purchases — flights, hotels, car rentals. Your travel habit funds your ETH stack.

5% travel cashback
📈

Liquid Staking APY

Keep your ETH working for you. Earn yield through ether.fi's liquid staking while maintaining spending flexibility.

Up to 10% APY
🔚

Borrow Mode — Spend Without Selling

Need cash but don't want to sell your crypto? Borrow against your holdings and repay on your terms. Your ETH stays in your wallet.

No forced sells
🔨

DeFi Integration

Seamlessly connected to ether.fi's DeFi ecosystem. Your card balance, staking rewards, and borrowed funds all in one place.

Full DeFi access
Visa Signature Perks
As a Visa Signature card, you get a suite of premium travel and purchase protections included.
✈️
Airport Lounge Access
Relax before your flight in premium airport lounges worldwide. Travel in comfort.
🚗
Auto Rental Insurance
Comprehensive car rental collision coverage. Decline the rental company's overpriced insurance.
🛀
Baggage Insurance
Lost or delayed luggage? Get reimbursed. Stop worrying about what the airline might lose.
🛡️
Purchase Protection
New purchases are protected against theft and accidental damage for up to 90 days.
📞
Visa Concierge
24/7 personal concierge service for travel bookings, restaurant reservations, and more.
Get Started in 3 Steps
From sign-up to spending in minutes. No bank, no credit check, no drama.
1
Sign Up
Click the link below and create your ether.fi account. The process takes under 5 minutes with basic identity verification.
2
Fund Your Account
Deposit ETH or other supported assets into your ether.fi account. Your crypto is now ready to spend without selling.
3
Start Spending
Your virtual card is ready immediately. Add it to Apple Pay or Google Pay, or wait for your physical Visa Signature card.
⚡

Get Your Cash Card Now

Join thousands of crypto holders who spend smarter. 3% ETH cashback, Visa Signature perks, and a full banking alternative — all in one card.

💳 Apply for Free →
No credit check • Free to apply • Physical + virtual card • Instant virtual access
✓ Powered by ether.fi
✓ Visa Signature network
✓ Non-custodial DeFi

Affiliate disclosure: MyCryptoTools.io may earn a commission when you sign up via our referral link. This does not affect the card terms, rewards, or your experience in any way. We only recommend products we believe in.